and bill payment transactions made via our four mobile and internet banking channels, i.e., K PLUS, K PLUS SME, K-Cyber and K-Cyber SME; these are the most sought-after services among our retail and SME

security system must be in place, which includes system readiness, service continuity, and monitoring of business partners regarding IT security and customer data privacy protection. KBank will be able to

communication channels as part of our K-Culture program.  Development of Fraud Management and Intelligent System to ensure enhanced security for customers’ transactions and increased efficiency in fraud

against, cope with and minimize cyber threats in a timely manner to avoid their potential impact on the nation’s security. 9. Personal Data Protection Act B.E. 2562 (2019), published in the Government

maintaining the stability of the K-Cyber system. Data security is ensured through implementation of ISO 27001:2013, the highest global standard, giving our customers more confidence when conducting financial

management, work system and data security in compliance with law and international standards, as well as appropriate user protection. 2. Eligible banks must have investment and income ratio of IT-related

effectively support KBank operations. - Preparation of data protection measures, currently in the process of implementing Data Protection program as a security measure and for the prevention of risks related to

of the debt security or rights of the debt security holders may be modified. K. Paying Agent 1. Identify name and address of issuer’s appointed entity who is responsible for making payments on the debt

) K-Cyber: We focused on maintaining the integrity of the K-Cyber system. Data security is ensured through implementation of ISO 27001:2013, the highest global standard, giving our customers more

. 3) K-Payment Gateway: We enhanced service efficiency for bill payment with credit and debit cards online, and had in place a security system to assure merchants of easy, convenient and complete