consumers have slowed purchases and prices have risen. Market conditions are highly competitive. Therefore, the cost of sales increased . Profitability has decreased . Yours Sincerely, f~~' Ms. Piyanan

million from Q1/2017 or equivalent to 9.58%. The sales value of Commodity Polymer business unit was reduced by 18.73%. The sales value of Specialty and Engineering Polymer business unit was risen by 0.89

Polymer business unit was risen by 5.55%. And the sales value of Specialty Chemicals business unit was increased by 26.17%. The 3.27% decrease in total sales revenue was mainly due to the decline in sales

was risen by 2.50%. And the sales value of Specialty Chemicals business unit was decreased by 7.97%. The 1.80% decrease in total sales revenue was mainly due to the decline in sales value of Commodity

million of 2016 or equivalent to 6.31%. The sales value of Commodity Polymer business unit was reduced by 13.59%. The sales value of Specialty and Engineering Polymer business unit was risen by 3.22%. And

profit are the followings: 1. Underwriting expense has risen by THB 78.74 million (19.83 %). However, this follows an increase in gross premiums written (sales) of THB 116.18 million (25.6%). Whereas sales

sales volume has risen up continuously but the export income was directly affected to be reduced from Thai Baht appreciation rapidly and tremendously. However, the company has protected the risk of loss

consolidated revenues have increased to Baht 360.4 and Baht 797.3 million, a 0.8% and 11.8% growth over same period of last year with details as the followings: - The revenues for 2nd-quarter and 6-month

been steadily increased in recent years which result to the strict in granting a loan to the borrower from many financial institutions. Majority of the company’ income from real estate business in 2019

Loan to Value regulation or “LTV”. Moreover, the household debt has been steadily increased in recent years which result to the strict in granting a loan to the borrower from many financial institutions