have responsibilities, too. Those who depend on us for their retirement income, or for other long-term financial needs, trust us to invest wisely and to both protect and increase the value of their

be referred to as pension schemes, superannuation, retirement plans, 401K, etc. These may be either defined benefit or defined contribution types. Equity share: Under the equity share approach, a

เกษียณภำคบงัคบั (mandatory pension scheme) แต่จะมีเพียงเงินจำกกองทุนประกนัสังคม ซ่ึงไม่เพียงพอต่อค่ำครองชีพท่ีมีแนวโนม้เพิ่มข้ึน อยำ่งต่อเน่ือง1 ประกอบกบักองทุนประกนัสังคมก็มิไดค้รอบคลุมถึงพนกังำนรัฐวสิำ

UNOFFICIAL TRANSLATION Readers should be aware that only the original Thai text has legal force and that this English translation is strictly for reference. Notification of the Office of the Securities and Exchange Commission No. Sor Nor. 87/2558 Re: Rules, Conditions, and Procedures for Management of Retail Funds, Mutual Funds for Accredited Investors, Mutual Funds for Institutional Funds, and Private Funds ______________________ By virtue of Clause 6, Clause 8, and Clause 9 of the Notification...

of Commerce, Thai Institute of Directors, State Enterprise Policy Office in the Ministry of Finance, Federation of Accounting Professions, Social Security Office, Government Pension Fund, and

expenses from the Early Retirement Project, resulting in lower gross profit margin of 21.37% .../2 Translation - 2 - 3. The company had loss before income tax of Baht 245.69 million, compared to the profit

% ในขณะที่ปีก่อนเท่ากับ 35.50% เกิดจากยอดขายท่ีลดลงและมีต้นทุนแรงงานที่เป็น ค่าใช้จ่ายคงที่ รวมถึงค่าใช้จ่ายในโครงการ Early Retirement ท าใหอั้ตราก าไรขั้นต้นลดลง 21.37% 3. ขาดทุนก่อนภาษีเงินได้จ านวน

in line with income from investments, an increase in net premiums earned - net, and revenue from capital market products. Nonetheless, given one extraordinary item – an increase in retirement reserves

serve as the basis for the Guidelines on corporate governance of banks issued by the Basel Committee on Banking Supervision, the OECD Guidelines on Insurer and Pension Fund Governance and as a reference

last year. 2. Administrative expenses were Baht 92.09 million; increased Baht 16.71 million or 22.17%. This is result from increasing provision for retirement benefit under new labor law and increasing