not restating the prior year's financial statements presented for comparison. The company has current liabilities of THB 99.75 million, a decrease from as of December 31, 2019, which is THB 127.97

. Implementation of new financial reporting standards (group of financial instruments) The Bank and its subsidiaries adopted the TFRS 9 from January 1, 2020 onwards, without restating previous financial statements

. The Bank and its subsidiaries adopted TFRS 9 from January 1, 2020 onwards, without restating previous financial statements. The significant changes in principle can be summarized into classification and