. Individual letters are usually the most effective; however, it can be a time-consuming endeavor and many organizations are reluctant to devote significant resources to letter-writing. Individual Letters

pension funds becom- ing known for their corporate governance activities. However, many asset managers remain unable or unwilling to exercise their voting right to their full effect. Systems of shareholder

owners tend to maintain control over firms and to be reluctant to disclose information, raising concern for good corporate governance. It was highlighted that significant challenges for family-controlled

intention to create misleading appearance that the trades are done by many investors; (3) the client is reluctant to meet in person (face-to-face meeting) with staff of the securities company, when requested

reason, which might indicate an intention to create misleading appearance that the trades are done by many investors; (3) the client is reluctant to meet in person (face-to-face meeting) with staff of the

the same type for no apparent reason, which might indicate an intention to create misleading appearance that the trades are done by many investors; (3) the client is reluctant to meet in person (face-to