to strengthen customer engagement through digital channels and reinforce our digital banking leadership in support of the national policy of making Thailand a cashless society, KBank, in the second

kept its growth momentum from the previous quarter. However, it did not clearly show evidence of a broad-based recovery. Private investment, in particular, remained uncertain, pending greater clarity in

largely to healthier growth of exports and tourism, especially in the first half of the year. Meanwhile, the government continued to implement measures to promote and strengthen the domestic economy through

customer engagement in order to reinforce our digital banking leadership, in support of the national policy of making Thailand a cashless society, we launched a “No Fees” campaign for funds transfer, top-up

. Nevertheless, the revenue in the third quarter of 2023 remained close to that of the previous year. While, for the fourth quarter of 2023, sale revenue began to show a slight increase compared to the same period

shopping, while also slashing cash management costs, in order to strengthen their businesses. KBank also focused on the offering of products to our customers engaged in import-export business, in order to

any conflicts transparently to them. 1.5 Appropriate remuneration structures Institutional investors’ pay structures should reinforce their culture and focus on advancing beneficiary or client interests

frameworks should reinforce measures to improve disclosure and transparency of beneficial ownership and control structures. More effective disclosure and transparency regimes will require better use of

reinforce the Company’s liquidity and reduce the cost as well. 5 บริษัท เจ. เอส. พ.ีพร็อพเพอร์ตี ้จ ำกดั (มหำชน) J.S.P.PROPERTY PUBLIC COMPANY LIMITED 41/1 ถ.พระรำมที ่2 ซอย 54 แขวงแสมด ำ เขตบำงขุนเทยีน

Developments to Strengthen Risk Management KBank places great emphasis on effective and timely risk management. Risk management policies, tools and processes have been developed and are reviewed regularly to