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. In the medium to long term, we has a positive view toward equity market because of Thai economic recovery and performance of listed companies tend to continuously improve. Moreover, The Stock Exchange
spending continued to grow from the previous quarter. Meanwhile, the private investment is on the path of recovery. As the growth of economics from the above mentions, the Thai economy was expected to gain
and the common equity Tier 1 ratio of 20.06 percent and the total capital ratio of 23.46 percent which as the solid capital. In addition, the investment partner with CTBC Bank to accommodate the growth
economy continued to expand. The main growth drivers were continued expansions in merchandise exports which expanded in various product categories and export destinations, and the swift recovery in tourism
and equity instruments, retirement mutual fund and long term equity fund. LH Financial Group Public Company Limited Management Discussion and Analysis for the Year ended 31 December 2017 Page 7/21 4.4