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changing customer behavior, regulatory changes and life platform-driven competition. Given the https://market.sec.or.th/public/idisc/Download?FILEID=dat/news/201805/18045023.pdf E_1 Legal_FA_2015_12_29-c
strong across-the-board growth. The business sector remained challenged by new modes of competition amid the advancing digital age and the rapid pace of technological advancement, together with the
of digital technology, which has shaped a new trend of consumption amid intensified borderless business competition via digital channel. To brace for these numerous challenges, KBank prioritizes the
Environment 1 1.1 Global and Thai Economy in 2019 and Outlook for 2020 1 1.2 Banking Industry, Competition and Emerging Risks 2 1.3 Significant Regulations and Rules related to Business Operations 5 2. Risk
/invalert-head?PublicFlag=Y E_1 Legal_FA_2015_12_29-c lending are implemented. For deposits, pricing competition may be limited as most banks have turned their focus to improved capability in gaining access