(52.1) Total loans purchased of receivables and accrued interest receivables 80,959 83,622 87,733 8.4 4.9 Less Allowance for expected credit losses (6,476) (6,247) (9,718) 50.1 55.6 Total loans purchased

1,379 660 24.1 (52.1) Total loans purchased of receivables and accrued interest receivables 80,959 83,622 87,733 8.4 4.9 Less Allowance for expected credit losses (6,476) (6,247) (9,718) 50.1 55.6 Total

’ Life Platform of Choice”, we have upgraded our capability in data compilation and analytics, allowing us to understand and anticipate each individual customer’s needs under the “Segment of One” while

prospects were apparent in the US, the Eurozone, Japan and many other Asian countries. The International Monetary Fund therefore upgraded its global economic projection for 2017 to 3.6 percent. The US economy

the form of an e-Coupon to online traders and K PLUS Shop users. Along with this, we have upgraded the system to accommodate a rising volume of transactions for enhanced efficiency and stability. In

.) Interest Income - net 1,644 2,496 (34.1) 871 88.7 4,140 4,857 (14.8) Total Interest Income 2,225 3,078 (27.7) 1,352 64.6 5,303 5,782 (8.3) Cash at financial institutions 1 1 0.0 1 0.0 2 2 0.0 Loans purchased

the economic conditions at the time and current cash collection efficiency. As of 31 December 2019, BAM has net book value of loans purchased of Baht 77,374.66 million against appraisal value of NPLs at

20 and an adder of Baht 0.70 per unit for the first 8 years. The Company purchased the shares of Interchem in the amount of 480,000 shares, which constitutes 48 percent of the registered capital of

10,791.2 6,342.3 11,914.4 Bangkok Commercial Asset Management Public Company Limited Page 4 management business4 Remark 1 “ Interest income from loans purchased” and “gain on loans purchased” are presented

may be not equal to 35.83 MW. 3 1.2) Key financial highlight Sales and service income, EBITDA, and NNP for 1H’2017 hit record high; EBITDA margin enhanced to 28% 6M'2016 6M'2017 % change million Baht