core business, increasing 1.4% when compared to 78.3% in 2Q18, while increasing 0.9%QoQ, due to developing the kiosk that reach 8 years useful life to be better work. 2) Service & Administrative expenses

through its network across the country by developing and adjusting its operation to any situation and to look for new opportunities to keep Boonterm’s operation growing sustainably. Targets in 2020 (revised

across the country by developing and adjusting its operation to any situation, and looking for new opportunities to keep Boonterm’s operation growing sustainably. Targets in 2H2020 • Wait for Covid-19

generate higher income, and this scheme will complete at the end of this year. The usage amounts from money transfer are continually growing driven by a decrease of the number of banks’ branch then customers

of tire-cords to the global tire industry which is growing at healthy rates.  Feedstock now contributes to around 50% of the earnings, making it the single largest segment, and provides IVL the

at the end of 2018  Managing the total usage amount through Boonterm kiosk to more than 10%, compared to 2017  Developing the intelligent kiosk for more capacities to support new business  Expanding

at the end of 2018  Managing the total usage amount through Boonterm kiosk to more than 20%, compared to 2017  Developing the intelligent kiosk for more capacities to support new business  Expanding

. However, the amount of usage for internet packages, e-wallet topup, bill payments, and money transfers are growing continuously. The Company is still the number 1 leader in online top-up kiosk businesss in

favorite singers, Etc. all of which therefore result in the still growing well of the total usage amount. 2 Forth Smart Service Public Company Limited (FSMART) FY18 Management Discussion and Analysis

assets of Bt3,852.52mn, decreasing 1.6% compared to total assets last year, mainly due to emphasizing in efficient Boonterm kiosk location strategy in 2018 rather than emphasizing on expanding the kiosks