change in perspective Society How is a shift in perspective landing in the world of regulations? Increase in sustainability disclosure/reporting standards Building of Sustainability Focused industrial

Why Do people Seek Help? 3 Alpha, Beta and Now…Gamma 4 Different Types of Gamma 5 6 No Portfolio is an Island 7 One Size Does Not Fit All 8 A Total Wealth View 9 A Total Wealth Perspective Over the

. Facilitates impact communications across different sectors. Focus on stakeholders’ perspectives Design of the framework helps project owners to look at impact from the perspective of stakeholders. Provides a

find that sufficiently high earnings persistence drives a string of earnings in the absence of a strong time trend in earnings. 6/29/2015 9 1st Question • To the extent that investors employ past

-term value of their assets. The evidence is everywhere, from the strong launch of the Shareholder-Director Exchange in 2013 to Glass Lewis & Co.’s purchase of Meetyl in late 2014—a technology platform

and, consequently, build a strong company culture. Further analysis validates the results, including propensity score matching (PSM), entropy balancing, an instrumental-variable analysis, Lewbel’s (2012

Sovereign Rating Impact Very strong +2 Strong +1 Moderate 0 Weak -1 Very Weak -2 Historical data analysis Momentum adjustments: Near-Term 5Y Overlay from Analysts Output from ESG sovereign

). 2) Bond (see Part II):  Selection of Key Performance Indicators (KPIs) – The selected KPIs are relevant and material from an environmental standpoint and appropriately reflect two of the Issuer’s

perspective, the underlying goal was accomplished. This is akin to losing a battle but winning the war. Individual investors invest to achieve goals (typically an inflation-adjusted standard of living), and

established any loss reserve in its accounts. Executive perspective for business trends in 2020 The Company's management foresees that the Company emphasis on caravan service at end of half year 2020 with