Commission, Thailand (“SEC”) is seeking public comments on the proposed principles and regulations concerning Digital Asset Custodial Wallet Providers to ease the requirements for these providers that has

change in perspective Society How is a shift in perspective landing in the world of regulations? Increase in sustainability disclosure/reporting standards Building of Sustainability Focused industrial

Why Do people Seek Help? 3 Alpha, Beta and Now…Gamma 4 Different Types of Gamma 5 6 No Portfolio is an Island 7 One Size Does Not Fit All 8 A Total Wealth View 9 A Total Wealth Perspective Over the

. Facilitates impact communications across different sectors. Focus on stakeholders’ perspectives Design of the framework helps project owners to look at impact from the perspective of stakeholders. Provides a

meetings. The purpose of this type of engagement is to share our perspective with the board about what we view as a significant impediment to our ability to meet our investment goals, and to explore ways to

consequences, and thus ease potential problems from lending, comprise four major elements, namely leadership and responsible lending commitment, stakeholder engagement, internal implementation mechanisms, and

Products 23 - Natural Resources Statement of Cash Flows Statement Financial Ratios Environment Management Accounting Statement of income 11 Financial Position 32 Management’s Perspective towards 2020

1 ผลการรับฟังความคิดเห็นจากผู้เกี่ยวข้อง (hearing) หลักการ และร่างกฎกระทรวง เร่ือง การแก้ไขกฎกระทรวงเพื่อขจัดอุปสรรคในการขอใบอนุญาตธุรกิจหลักทรัพย์ เพื่อให้สอดคล้องกับนโยบาย ease of doing business 1

77.97 22.03 0.02% June 30, 201 8 inc 57 75 3 82 9 5 9 2 0 7% 3% % 18 % of Chang crease (decre 16.01% 26.97% 208.28% -11.13% -20.45% 128.39% -81% -9.81% -11.96% 9.45% -23.40% -83.90% ge ease)

established any loss reserve in its accounts. Executive perspective for business trends in 2020 The Company's management foresees that the Company emphasis on caravan service at end of half year 2020 with