crypto traders (particularly high-risk individuals) take more risk after losses (particularly during downturn)  Thai crypto (low-risk) individuals take more risk after paper losses, and less risk after

workers are closeted at work • 53% of LGBTI individuals hear jokes about lesbian or gay people • 67% of LGBTI individuals experienced discriminatory comments • 17% of LGBTI individuals feel exhausted from

cost of sales being the most frequently recurring themes. Many different factors may have led to such persistent deficiencies of some audit firms and auditors. This includes insufficient involvement of

continued to expand, it has still been affected by high levels of household debt as well as persistent low prices for agricultural products. The performance of the company in this quarter is still in line

Royal Joint Venture Company Limited, which sells arms, aircraft, warships, including spare parts Radar and signaling devices of said items to government agencies, juristic persons and individuals. The

Forth Royal Joint Venture Company Limited, which sells arms, aircraft, warships, including spare parts Radar and signaling devices of said items to government agencies, juristic persons and individuals

× Individuals underestimate their life expectancy × Not many aware of longevity risk × Lacking of popularity and choice of annuity products 22 23 The Alpha Spectrum 24 Asset Location 25 Asset Location and

observations where an individual change their behavior when certain stimuli are applied. Behavioral research in Finance rests on this assumption that external stimuli will cause individuals, which are otherwise

. How- ever, in many markets individuals and their families are dominant shareholders (for example, in Hong Kong, China). These individuals or families may control a large group of companies, with

for the persistent problems. Over two years, we advocated for a renewed focus on director skills and qualifications, given the changing nature of the company’s challenges. Moderate Engagement There are