Those who have plenty of free time value freedom High correlation between perceived freedom and internal locus of control Internals perceive risks and uncertainties optimistically Financial Literacy and

perceived cost of the additional compensation in the case of an employment termination of employees who have worked for 20 years or more from 300 days to 400 days and from project cost adjustments due to

on processes by which the issuer identifies and manages perceived social and environmental risks associated with the relevant project(s) • The 2021 version also encourages the issuer to: • provide

under other service revenues and device sales. As the acquisition value was higher than CSL’s net identifiable assets, AIS recognized the value difference as goodwill amounting to Bt2.8bn. With the

. Handset campaigns were more selective with limited discounts, resulting in marketing expenses subsiding from 10.5% to 6.3% to total revenue. Network OPEX rose 36% YoY mainly from fully recognized payment

Investor = New investment channels newer to investors Main Findings • Three groups of investment behaviors with distinct perceptions on risks and returns • Perceived returns – Cash holders have lowest

rev t profit of 6. nd the Comp six-month eriod for 201 %. The reaso ces expense nce are exp o 179.15 m nd service in same period ’s perceived ction branch 2017 equal as cost of R ncrease 67. Page1/3 7

by the rated entity or obligor; c. Holds or transacts in a trading instrument issued by an affiliate of the rated entity or obligor, the ownership of which may cause or may be perceived as causing a

audits, the financial statements, and the auditors through Key Audit Matters (KAMs). The traditional format of audit reports limited auditors’ risk communication to investors and was perceived by investors

services viewpoint An audit is similar to manufactured goods with a homogeneous outcome, and its quality is perceived to entrench in the brand value (Knechel et al. 2020). An audit is an intangible product