ASEAN markets • Establishes a strong foundational platform in a highly attractive and fast growing market through a quality bank of scale 2 For the calculation of the transaction value, the IDR amount has
concise credit approval model through the dealer and there was the effective result. In addition, also expanded into auto loan which acquired very good feedback. According to the resolution of the Board of
compared to the previous year, resulting from the decrease of customers’ purchase orders. 3. The Company obtained receiving dividend of 28 million Baht, slightly increasing from the previous year, which was
period of 2017, the gross profit margin was 15.64%. Due to the highly competitive so that the profitability decreased from the same period of previous year. 3. Selling expenses was Baht 29.62 million which
highly competitive. Consumers are changing their purchasing behavior because economic slows down. Yours Sincerely, Ms. Piyanan Suwannaphasri Assistant Managing Director Authorized to sign behalf of the
the gross profit margin was 10.06%. Due to the highly competitive. 3. Selling expenses was Baht 34.34 million which increased Baht 4.72 Million or increased 15.94% when compared to the same period of
has decreased And the market situation is highly competitive Consumers have changed their purchasing behavior. Yours Sincerely, Ms. Piyanan Suwannaphasri Assistant Managing Director Authorized to sign
consumers have slowed purchases and prices have risen. Market conditions are highly competitive. Therefore, the cost of sales increased . Profitability has decreased . Yours Sincerely, f~~' Ms. Piyanan
highly competitive. Consumers are changing their purchasing behavior. Yours Sincerely, Ms. Piyanan Suwannaphasri Assistant Managing Director Authorized to sign behalf of the company
individual, and shall be allowed to undertake a derivatives business only after a license from the SEC has been obtained. Any derivatives business operator which is a legal entity under Section 17 and engages