during rush hour. As the recent COVID-19 outbreak resulted in the temporary closure of the sit-in service within the dessert stores, the Company recognized the important to prepare for changes that may

always knowing our customer insight. In addition, in this quarter some customers rush to transfer and secure their mortgage before the new BOT’s LTV measure become effective. 2. Selling and Administrative

corresponding period last year, or 22.75% decreased. The revenue was decreased because some customers rush to transfer and secure their mortgage in the first quarter before the new BOT’s LTV measure become

household sector increased due to the rush to transfer home ownership before the effective date of the revision of the housing loan regulation (LTV measure) on April 1, 2019, but demand for auto-leasing

the prior year of 24.67 million baht or 21.15%. From the recording normal provision expenses was 52.00 million baht and provided general reserve 40.00 million baht. For the overall performance of 2018

same period of the prior year of 27.12 million baht or 18.86%. From the recording normal provision expenses was 56.67 million baht and provided general reserve 60.00 million baht. For the overall

prior year of 27.12 million baht or 18.86%. From the recording normal provision expenses was 56.67 million baht and provided general reserve 60.00 million baht. For the overall performance of 2017, the

ordinary course of business under normal commercial terms. The service provider is an expertise in marketing consultant including customer relationship management system, business related information

Agreement 4. Size of transaction : Baht 8,380,000.00 Term of Services : 12 months The above transaction is classified as a connected transaction which supports ordinary course of business under normal

same period of the prior year of 24.67 million baht or 21.15%. From the recording normal provision expenses was 52.00 million baht and provided general reserve 40.00 million baht. For the overall