some of the relevant issues in the ICGN’s Model Mandate Initiative. In particular, policies need to take account for who or what ultimately bears the risk given the structure of the nature of the
%B8%B1%E0%B8%9E%... E_1 Legal_FA_2015_12_29-c supporting escrow agency businesses, while the method for deposit certification/deposit notification has been amended to accommodate electronic channels. 4