built the operating basis by working together in the synergy business and creating the performance of Jaymart Group to grow firmly in the future. Performance Highlights in Q2/2019 The operating results
gross margin in was 47.9% which decreased from 61.1% in 2017. The decrease in genuine gross margin, compared to the same period of last year, was mainly due to change in product mix between Built-to-Suit
from the announcement. Financial structure The Company emphasizes the importance of financial structure management efficiency which should be flexible in difficult circumstances and able to maintain the
maintain positive view on property market in long-term, specially demand for high-quality residential property and office space. For the plan on residential property business, in 2Q19, the Company had signed
of 2016. Looking ahead into the final quarter of this year, loans are set to maintain growth. Business loans, in particular, are expected to receive a boost from revival in economic activity and the
debt collection in order to maintain our asset quality management efficiency. 3 Regulations on Permission Given to Commercial Banks to Operate Information Technology-Related Services to Support Digital
to the date of the meeting. However, in case of necessity or urgency in order to maintain the rights or interests of the Company, summoning of a meeting may be made by other methods and the meeting may
by processes operating in nature, and as a result, generally must be maintained by human intervention in order to sustain the functions and services for which they were built.2 Given that background
commercial banks during the remainder of 2019, loans – a core business – are likely to maintain their growth. However, overall loan growth will depend mainly on economic recovery, which may become more
interest income is also expected to maintain positive momentum in the final quarter of this year, which would somewhat cushion the negative impact of reduced online transaction fees which have affected non