Bitcoin or Gold for a Diversifier? Tales of Before and During COVID-19 Crisis Financial Literacy and Fintech Adoption for Quality of Life Yosuke Kakinuma Chiang Mai University Business School SEC

, Nontaburi , 11120 บริษัท สุธากญัจน์ จ ากดั (มหาชน) GOLDEN LIME PUBLIC COMPANY LIMITED Tel : 0 2961 8652 – 6 Fax 0 2 9618650-1 Website : www.goldenlime.co.th Email : glmis@goldenlime.co.th Registration no

of the Stock Exchange of Thailand Attachment: Management Discussion and Analysis ended 30 September 2018 As the Golden Lime Public Company Limited (“the Company”) has submitted the Review report on the

Stock Exchange of Thailand Attachment: Management Discussion and Analysis as at 31 March 2018 As the Golden Lime Public Company Limited (“the Company”) has submitted the interim financial statements of

President of the Stock Exchange of Thailand Attachment: Management Discussion and Analysis ended 31 December 2019 As Golden Lime Public Company Limited (“the Company”) has submitted the Auditor’s report on

continue. Golden Lime Public Company Limited 6 MANAGEMENT DISCUSSION AND ANALYSIS FOR PERIOD ENDED 30 JUNE 2018 3.2. Assets, Liabilities & Shareholders’ Equity Similar to comments made in Q1 the main

President of the Stock Exchange of Thailand Attachment: Management Discussion and Analysis ended 31 December 2018 As Golden Lime Public Company Limited (“the Company”) has submitted the Auditor’s report on

, Nontaburi , 11120 บริษทั สุธากญัจน์ จ ากดั (มหาชน) GOLDEN LIME PUBLIC COMPANY LIMITED Tel : 0 2961 8652 – 6 Fax 0 2 9618650-1 Website : www.goldenlime.co.th Email : glmis@goldenlime.co.th Registration no

Exchange of Thailand Attachment: Management Discussion and Analysis for the period ended 30 June 2019 Golden Lime Public Company Limited ( the “ Company” ) would like to report operating performance for 3

Stock Exchange of Thailand Attachment: Management Discussion and Analysis ended 31 March 2020 As Golden Lime Public Company Limited (“the Company”) and its subsidiaries have submitted the Interim