by mainly locking in long-term borrowing, represented 69% of total borrowing and weight average funding cost at 3.67% in the first quarter of 2017, decreased from 3.85% in the first quarter of 2016. 4

cost was due to the ability to maintain low financial cost as well as the Company’s policy to manage liquidity risk and interest rates fluctuation risk by mainly locking in long-term borrowing, which is

decrease in finance cost was due to the ability to maintain low financial cost as well as the Company’s policy is to manage liquidity risk and interest rates fluctuation risk by mainly locking in long-term

mainly locking in long-term borrowing, which is 75% of total borrowings. The weight average funding cost in the fourth quarter of 2018 was at 3.07% same as previous quarter 3.06% but reduced from 3.37% in

total revenues, slightly decreased from 11% in the previous year. This was because the Company’s policy is to manage liquidity risk and interest rates fluctuation risk by mainly locking in long-term

total revenues, slightly decreased from 12% in the previous year. This was because the Company’s policy is to manage liquidity risk and interest rates fluctuation risk by mainly locking in long-term

administrative expenses has significantly reduced compared to the normal operating range by reducing more than 70 percent during the period of locking down. After the government eased the lock down measure

bidding process. The main reasons in which hindered the Company from securing the construction bidding contracts remain from two factors as follows; (1) The increase in cost of construction mainly prices of

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custody, or purchasing or selling, or borrowing or lending securities, or securing securities purchase or sale or borrowing or lending, or for any other purposes as specified by the Notification of the