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Company Limited Management Discussion and Analysis for the First Quarter ended 31 March 2018 Page 4/18 For the banking sector in the first quarter of 2018, overall loan growth accelerated and extended
the banking sector in the year 2018, overall commercial bank loan expanded in line with the economic growth. Consumer loan expanded increasing, while corporate loan grew in several businesses
export sector according to the economic direction. However, the commercial banks remained cautious in loan credits as their concern on loan portfolio quality which is non-performing, especially household
according to the economic direction. However, the commercial banks remained cautious in loan credits as their concern on loan portfolio quality which is non-performing, especially household and small business