Type of securities : Common share | Effective Date : 19/01/2024 | Close Selling Date : 02/02/2024

ประเภทหลักทรัพย์ : หุ้นสามัญ | วันที่มีผลใช้บังคับ : 19/01/2567 | วันที่ปิดการขาย : 02/02/2567

whose main products comprise home loans, credit cards and other types of financing, including loans for small and micro businesses, KBank deploys credit scoring as a credit approval tool, focusing on

approval authorities, and monitoring of customer status continually. For our consumer loan customers whose main products comprise home loans, credit cards and other types of financing, including loans for

credit term from 45 days to 60 days, which helped the Company reduce usage of short-term loans to pay trade creditors. The Company’s short-term loan, therefore, decreased by THB 19.40 million (-6.02

) “ ” “ derivatives” 1. derivatives 2. derivatives “ CIS” 1. 2. CIS “ ” 270 “B/E” (Bill of Exchange) “benchmark” “CIS operator” 1. . 2. CIS “concentration limit” “counterparty limit” “CRA” (Credit Rating Agency) 5 5

via two projects including a soft loan scheme and the Portfolio Guarantee Scheme Phase 8 SMEs Sangthai program where loans are guaranteed by the Thai Credit Guarantee Corporation (TCG) (6) KLeasing auto

attributed to cash received from IPO of 160.46 Mb.The key item of Non-Current Asse t s shown on the financial statement is Goodwi l l , that will be tested for impairment at least on a yearly basis. The

.16 - Leases which impacted to the financial statement as follows: 1. Thai Financial Reporting Standard - Financial instruments group Credit Risk Allowance for impairment loss for trade receivables are

%) from the repayment per loan schedule. ( 3) Non- current provision for employee benefit increased by THB 2. 58 million (+3.78%). Shareholders ‘equity As of March 31, 2024, the Company’ s shareholders