percent, mainly attributed to a decrease in lending. Compared with the end of December 2017, total assets rose by Baht 99.0 billion. Significant items included an increase of Baht 61.5 billion or 3.1

market items of Baht 505,175 million, a decrease of Baht 15,792 million or 3.0 percent mainly due to a decrease in lending volume and loans of Baht 2,017,314 million, a decrease of Baht 12,496 million or

percent, while net interbank and money market items of Baht 437.7 billion, a decrease of Baht 170.0 billion or 28.0 percent mainly from a decrease in lending. Compared with the end of December 2016, total

472,349 million, a decrease of Baht 103,621 million or 18.0 percent mainly due to a decrease in lending volume and loans to repurchase agreements. Loans amounted to Baht 2,061,309 million, an increase of

Re: Operations Relating to Lending of Money for Purchasing Securities and Lending of Securities to Non-Institutional Clients for Making Short Sale By virtue of Clause 5 of the Notification of the

the repayment of credit purchase of receivables. As of 31 December, 2016, 2017 and 2018, total borrowing decrease due to the repayment amount of maturing loans exceeds additional loan amount. Total

subsidiary, and an increase in the Company’s securities borrowing and lending fees. 2.3 Finance costs The Company’s finance costs in 2019 were Baht 141 million, a decrease of 12% from the previous year, mainly

consolidated financial statements, of Baht 3,058 million, a decrease of 6 percent compared to 2016, mainly due to a decrease in Brokerage fees income and gains and returns on financial instruments. The details

, BAY, GSB, BAAC, and SCB) had total transactions of 1,650,528 transactions per month, increasing 73.0% YoY. • Lending outstanding amount was Bt93mn (NPL 0.5%). • Number of “Boonterm kiosk” was 130,274

, GSB, BAAC, and SCB) had total transactions of 1,407,181 transactions per month, increasing 44.3% YoY.  Lending outstanding amount was Bt95mn (NPL 0.3%). Business Overview The Covid-19 pandemic is