consisting of Interest expense from bank creditors amount of 23.42 million baht, interest on short-term loans amount of 1.63 million baht, interest of debentures amount of 21.74 million baht, delayed interest

(including principal and interest) Interest Rate Market interest rate on the transaction date Tenor of the B/E Within 6 months Interest payment date One time pay back at the maturity date Early Redemption None

Beneficiary Value of the Transaction 90 million Thai Baht (including principal and interest) Interest Rate 3.20% p.a. Tenor of the B/E 91 days Effective from 18 August 2017 to 17 November 2017 Interest payment

maintaining the financial ratios (if any): Early redemption: Interest rate:  Fixed  Floating  Fixed and Floating Registrar: Interest payment period: Securities company underwriting the debt structure notes

notes 214,000,000 Baht , maturity 2 years issuing date July 1,2019 - June 30,2021 ,rates of interest 3.25% for renew the promissory notes that due date on June 30,2019. 1 The date on which the transaction

amount of Baht 10 million which will be issued as promissory notes (P/N) is 2.50% p.a. The repayment of principle and interest is at call by AVF and the company can early repay the loan. 3.2 Terms of Loan

relation to the additional development of department stores with the details as follows: Amount of Loan 150,000,000.- Baht. Term of Loan 1 year. Interest Rate Interest rate of the loan of PF to the

fees for funds sold by ONE Asset Management Limited (the Company’s subsidiary). 1.3 Interest income The Company’s interest income in the third quarter of 2020 was Baht 46 million, a decrease of 30

ความสามารถในการช าระดอกเบีย้ (interest coverage ratio : ICR) (3) อตัราสว่นความสามารถในการช าระภาระผกูพนั (debt service coverage ratio : DSCR) (4) อตัราหนีส้ินรวมตอ่สว่นของผู้ ถือหุ้นรวม (debt to equity

297,194,303.65 Baht. It decreased 11,035,611.46 Baht or 3.71%. As a result, in Q2/2017, there were the loss from operations before interest and tax 13,741,655.06 Baht and the net loss amount 20,216,391.48 Baht