on retirement income. We present a concept that we call “Gamma” designed to quantify the additional value that can be achieved by an individual investor from making more intelligent financial planning

. KEY BUSINESS AND STRATEGIC UPDATES 1) ADVERTISING – LAYING A STRONG FOUNDATION FOR GROWTH BY MAKING STRATEGIC PARTNERSHIPS AND CREATING INNOVATIVE PRODUCTS  VGI GLOBAL MEDIA PLC   INTELLIGENT DIGITAL

resolutions as follows; 1. Determined the schedule of the Extraordinary General Meeting of the Shareholders No. 1/2017 (“EGM No. 1/2017”) on Monday, November 13, 2017 at 2.00 p.m., which will be held at 3rd

PowerPoint Presentation ©2015 Morningstar, Inc. All rights reserved. Kittikun Tanaratpattanakit Senior Research Analyst Morningstar Research (Thailand) Ltd. Intelligent Financial Planning Decisions 2

be enforced. The SEC Office present the case to the Civil Sanction Committee (“CSC”). CSC determines which civil penalties shall be imposed. Does he pay monetary sanctions determined by CSC/ Court

statements, registration and any other application; (4) accept fees as specified in the ministerial regulations or as determined by the SEC and the Office. Provided that it shall be solely for the benefit of

Securities and Exchange Commission hereby issues the following regulations: Clause 1 The transferable subscription right (TSR) shall be determined as a security under Section 4 of the Securities and Exchange

. Fama and French, 1993) Motivation Explaining Value Data Results Conclusions Conclusions • “Price is what you pay, value is what you get” – Warren E. Buffett • “Margin of safety” – The Intelligent

-LEDS Long-Term Low Greenhouse Gas Emission Development Strategy LULUCF Land Use, Land-Use Change and Forestry Sector NDC Nationally Determined Contribution PED Primary energy demand PW Photovoltaic RCP

growth in digital world more efficiently while key risks and compliance issues are defined and managed securely and appropriately.  Continual Enhancement of Fraud Management and Intelligent System to