. KEY BUSINESS AND STRATEGIC UPDATES 1) ADVERTISING – LAYING A STRONG FOUNDATION FOR GROWTH BY MAKING STRATEGIC PARTNERSHIPS AND CREATING INNOVATIVE PRODUCTS  VGI GLOBAL MEDIA PLC   INTELLIGENT DIGITAL

housing so as to provide decent housing for low- Access to essential services (affordable housing) • Low-income persons • Number of dwellings (construction/renovation) • Number of beneficiaries 10 Issuer

of essential and ambitious Paris-aligned investments that includes other labels (not a focus of this paper). Regardless of the label, all are ‘green’ as they contribute to environmental objectives

PowerPoint Presentation ©2015 Morningstar, Inc. All rights reserved. Kittikun Tanaratpattanakit Senior Research Analyst Morningstar Research (Thailand) Ltd. Intelligent Financial Planning Decisions 2

products that are essential in modern life and has been recognized for their market leadership and product innovation. The business comprises of eight production assets in the US, Europe and China, with a

growth in digital world more efficiently while key risks and compliance issues are defined and managed securely and appropriately.  Continual Enhancement of Fraud Management and Intelligent System to

order to ensure that our sustainable development practices are on par with international standards. KBank, meanwhile, strongly believes that good corporate governance is essential for sustainable business

. Fama and French, 1993) Motivation Explaining Value Data Results Conclusions Conclusions • “Price is what you pay, value is what you get” – Warren E. Buffett • “Margin of safety” – The Intelligent

submit the pooled fund data report on the essential information about each investment policy of a pooled fund in a dataset format to the SEC so that the pooled fund data would be processed and made

.................................................................................................... 58 5. Essential Criteria ............................................................................................. 61 5.1. Do No Significant Harm