is to become the world's leading provider of premium products and premium services for individual mobility. • Toyota will lead the future mobility society, enriching lives around the world with the

. • Consider investments in which the features, fees and risks can be explained by the individual. • Set investment objectives for each investment. • Reassess the individual’s risk tolerance level when factors

potentially dangerous impacts on the overall economic growth and activity. The aim if this paper is to determine if characteristics of individual equity markets can transform a stock market from a primarily

in which they invest in order to assess their individual circumstances, performance and long- term potential, and to consider whether there is value in intervening to encourage change. 2.3 Proactive

marginal part, which represents the dynamic behaviour of each individual marginal, and the copula part, which represents the joint dependence among those individual components. Specifically, the REITs

stewardship and engagement 10 1.0 2.0 Directly seeking outcomes on systemic issuesand common goals Addressing risks to individual assets, building foundation of governance How can investors better deliver

individual, and shall be allowed to undertake a derivatives business only after a license from the SEC has been obtained. Any derivatives business operator which is a legal entity under Section 17 and engages

of 2019, KBank continued to prioritize upgrades of our capability in data compilation and analytics. This will allow us to understand and anticipate each individual customer’s needs under the “Segment

• Financial literacy does not lead to QoL directly • Financial literacy needs to be redefined to include “Digital literacy” • One needs to have willing attitude to learn new things to overcome risks

endeavors aim to understand and anticipate each individual customer’s needs under the “Segment of One” concept and to provide smart personalized “Financial and Life Solutions” to the right customer at the