develop the authentic learning process in order to prepare the graduates for real-world challenges as well as promote and support various academic projects to enhance the quality of academic works for
examination on suspicious facts. Overall, the number of complaints against unlicensed securities or derivatives businesses is on a gradual decline, and 75 percent of the cases is beyond the SEC?s authority, for
found a growth of new investor base and gradual change of investment behaviors. It also indicated that financial industry needs to offer more retirement products for increasing aging populations. In