Bitcoin or Gold for a Diversifier? Tales of Before and During COVID-19 Crisis Financial Literacy and Fintech Adoption for Quality of Life Yosuke Kakinuma Chiang Mai University Business School SEC

acquisition of dried fruit business and acquisition 51% additional ordinary shares (Registered and Paid-up Capital) of Fruity Dry Company Limited Attn.: The President The Stock Exchange of Thailand Global

. 16/2551 Re: Granting of Approval for Undertaking Derivatives Business in the Category of Derivatives Broker Limited to Gold Derivatives _____________ By virtue of Section 9 and the third paragraph of

and Exchange Commission No. KorKhor. 16/2551 Re: Granting of Approval for Undertaking Derivatives Business in the Category of Derivatives Broker Limited to Gold Derivatives _____________ By virtue of

in domestic branded sales from new packaging launch, new crop season for canned fruit, improved domestic CMG sales plus good response of new product as well as continual growth of export branded sales

Revenue Net Profit Unit: Million Baht Page 2 2. Overview of Domestic Economy and Ready-to-Drink Fruit Juice Market In Q2/2018, domestic RTD fruit juice market continued to decrease 13% YoY but slightlyly

prepare for the Company’s upcoming leaping growth in the future. 2. Overview of Domestic Economy and Ready-to-Drink Fruit Juice Market In Q2/2017, domestic RTD fruit juice market decreased 15% YoY due to

reach. During 2017, MACO also has started to introduce digital media into its product portfolio. These above-mentioned developments already borne fruit to our solid performance throughout 2017. In this

Domestic Economy and Ready-to-Drink Fruit Juice Market In Q4/2017, domestic RTD fruit juice market continued to decrease 5% YoY and 3% QoQ, since the support factors for overall purchasing power is not yet

-drink milk, drinks and fruit juices 106.37 110.06 (3.69) 213.90 214.51 (0.61) Immovable property business 2.82 3.28 ( .46) 5.53 6.44 (0.91) Agriculture and dairy farm 10.44 12.07 (1.63) 20.57 24.73 (4.16