-0195000 a priority and through controlling expenses and other various actions the group has been able to conserve cash to ensure that the Group is in a solid position going forward. In addition to the risk

formulation of policies for the prevention of conflict of interest. 6. Labor Protection Act (No. 7) B.E. 2562 (2019), published in the Government Gazette on April 5, 2019 and effective May 6, 2019 onward

excellence, with greater consideration of consumer protection in order to deliver excellent financial products and an unsurpassed service experience to all our customers. Meanwhile, KBank places equal

introduced customized financial services and innovations that provide greater customer convenience, speed and reliability with ever-greater consideration of consumer protection and customer privacy. Being

. Do not distribute. 5 Our ecosystem of clients & partners 5 6 Magnolios Conservation, Colombia Landmark community action to protect Colombia’s critically endangered magnolias Why our carbon footprint

also creating innovative products and comprehensive services in keeping with changing customer expectations regarding financial services, with ever-greater consideration of consumer protection and

at ATMs.  Strengthening of customers’ data protection and privacy management: A working group was set up to study and progress action to comply with the personal data protection law which will come

compensation not less than the last 400 days' wage rate under the Labor Protection Act (No. 7) BE 2562. The total expenses of the Group increased by 11.4%(y-o-y) , which is higher than the total revenue

. In Q2/2019 and the first six months of 2019, the Group has been affected by According to the Labor Protection Act (No. 7), BE 2562, additional compensation rates have been imposed in the event that

customer expectations, consumer protection and customer privacy. Beyond these strategies, we focus on predictive risk management with the aim of maintaining KBank’s stability as a leading financial