proportion of average claim expenses over accident related to voluntary motor insurance increased from Baht 21,138 in the previous year to Baht 22,094 in the reported year. Net investment income, gains on

• Land and Houses Bank Public Company Limited • Land and Houses Fund Management Company Limited • Land and Houses Securities Public Company Limited • Land and Houses Advisory Company Limited Structure of

gains on investments increased. Impairment loss on loans and debt securities rose by Baht 2,313 million. Compared with the first quarter of 2018, net profit attributable to owners of the Bank rose

same quarter last year and below the Bank of Thailand’s (BOT) target range of 1-3 percent. Core inflation was 0.13 percent, down from 0.54 percent in the same quarter last year. The average exchange rate

Company Limited  Land and Houses Bank Public Company Limited  Land and Houses Fund Management Company Limited  Land and Houses Securities Public Company Limited  Land and Houses Advisory Company Limited

 Land and Houses Bank Public Company Limited  Land and Houses Fund Management Company Limited  Land and Houses Securities Public Company Limited  Land and Houses Advisory Company Limited The LH

 Land and Houses Bank Public Company Limited  Land and Houses Fund Management Company Limited  Land and Houses Securities Public Company Limited  Land and Houses Advisory Company Limited The LH

insurance policies with excessive risk. Moreover we intend to increase the volume of insurance policies with acceptable risk. 2. Net investment revenues, gains on investments and fair value losses totally

percent last quarter primarily as a result of buoyant oil prices. Consequently, headline inflation, for the first time in 4 quarters, reached the Bank of Thailand’s target of 1-4 percent. At the same time

came in at 1.47 percent, up from 1.31 percent in the second quarter and within the Bank of Thailand’s target range of 1-4 percent. At the same time, core inflation for the third quarter was 0.78 percent