62.51% to 57.99%. 2. Net investment revenues, gains on investments and fair value losses totally amounted to Baht 30.22 million, an increase of Baht 13.46 million, because of the rise of gains from the

the period amounting to Baht 12.03 million, a decrease of Baht 3.05 million or equivalent to 20.24%, due to the following significant factors: Net investment income, gains (losses) on investments, fair

proportion of average claim expenses over accident related to voluntary motor insurance increased from Baht 21,138 in the previous year to Baht 22,094 in the reported year. Net investment income, gains on

consolidated financial statements, of Baht 3,058 million, a decrease of 6 percent compared to 2016, mainly due to a decrease in Brokerage fees income and gains and returns on financial instruments. The details

year which were Baht 38 million. 1.4 Gains and return on financial instruments The Company’s gains and return on financial instruments in the third quarter of 2019 were Baht 396 million, a decrease of 15

million and the gains from loss of control in Pace One and Pace Three of Baht 8,857 million. A use of reasonable assumptions in the fair value measurement is crucial and has significant effect on the fair

are designed to meet the demand from customers in three main areas: the "Small concept" - a cozy compact style, located in shopping centers; the “Select concept” - to serve all customer needs for

online systems. and the company still has foreign exchange gains compared to US dollars. (Which is the main trading currency of the company) Cost of Sales for Q2 / 2020 and Q2 / 2019 was 400.98 million

Company’s credit balance accounts. 1.4 Gains and return on financial instruments The Company’s gains and return on financial instruments in 2Q2018 were Baht 377 million, an increase of 93% from 2Q2017, due to

Baht 38 million, an increase of 16% from 3Q2017, mainly due to an increase in the Company’s credit balance accounts. 1.4 Gains and return on financial instruments The Company’s gains and return on