tourism in Thailand that led to a continuous decrease in number of tourists especially from China which is our target customers. The Company was responsive of the situation and formulated new strategies and
% decrease compared to 2 0 1 7 . The Company is fully aware of the situations and impacts and already formulated new strategies and marketing plans since August 2018 to tackle the problems with affected
the employees and conflicts of interest in the employees’ performance of their duties. In this regard, the policies, regulations, and guidelines shall be formulated in writing, approved by the
return to shareholder, the management has formulated business strategy and implemented group restructuring to streamline the business and enhance flexibility, which attributable to well-achieved
maximum security. Moreover, the Company formulated a master plan to prepare for the “New Normal” lifestyle that covers in 5 main dimensions, with more than 75 detailed measures to be implemented: 1) Extra
. Moreover, the Company formulated a master plan to prepare for the “New Normal” lifestyle that covers in 5 main dimensions, with more than 75 detailed measures to be implemented: 1) Extra Screening 2) Social
formulated for a person possessing the characteristics under (1) (2) or (3) to avoid being considered by the SEC Office in accordance with the rules under (1) (2) or (3), which apply to the person of such
predetermined limits, per the Bank of Thailand’s guidelines. Credit Underwriting and Approval KBank has formulated lending policy to ensure uniformity of good credit underwriting practices and comply with the