Investor Return – Mind the Gap ©2015 Morningstar, Inc. All rights reserved. Kittikun Tanaratpattanakit Investor Return – Mind the Gap Agenda 2 gBackground g The Real Test is Whether Investors Succeed

education among target groups to expand competent investor bases. At the beginning of the year, the SEC restructured i ts organization to facilitate the implementation of the Capital Market Development Master

the Put Redemption Amount together with accrued interest thereon. Application has been made to the Luxembourg Commission de Surveillance du Secteur Financier (the "CSSF"), as competent authority under

Investor Strategies for Incorporating ESG Considerations into Corporate Interactions www.blackrock.com www.ceres.org Century21st Engagement Investor Strategies for Incorporating ESG Considerations

BACKGROUND 2 • Family capitalism • Economic development • Generational change • Internationalization • Minority oppression OBJECTIVES 3 Academics Regulators Icons Created by Dooder - Freepik.com Investors

two tech startups i.e., FoodStory and FlowAccount, we created Food Solution, a digital solution that facilitates food orders with accounts linked to K PLUS SME. KBank plans to extend the type of service

jurisdiction is a fiery debate with few empirical laboratories. – 200 years old debate in the US (federalism) • Recent regulatory changes in Dodd-Frank may have created jurisdictional overlaps and confusion

secondary trading • Diversified investor base (orderbook): • Green bond – 70% European investors; strong interest from “green” investors • Other bonds – 70% Asian investors • Possible policy support from

Symbol of Your Pleasure”. One highlight was a special dinner created by renowned chefs and Michelin-starred restaurants, with numerous additional privileges designed for the customers in attendance

effect May 14, 2018, contain salient points as follows. 1. Definition of digital assets: Digital assets shall include cryptocurrencies (an electronic data unit created for the purpose of being a medium of