they may be on their climate journey. Facilitated by Monica Bae and Serena Li, Asia Investor Group on Climate Change (AIGCC) Agenda 1. Welcome and opening remarks (10 minutes) a. Mrs. Pornanong

declines due to modernizations of cracking units in their refineries. Fuel Oil / Dubai crack spread (FO/DB) in Q4/2018 averaged at 1.33 $/BBL compared to Q3/2018, increased by 3.81 $/BBL, aided by Iran’s

) housing loan control measure which has been effective on April 1, 2019. MK assisted customers by negotiating with banks to reduce the burden of down payments by way of refinancing their existing housing

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

platform that has facilitated our customers by performing their own transactions through our virtual teller machine (VTM). For overseas business in Cambodia, Myanmar and Laos, they have active customers more

facilitated by government subsidizations. This was further supported by a continuous increase in foreign arrivals despite some structural headwinds and rising geopolitical conflicts. In summary, AIS reported

liquidity, while still retaining employees, which are important long-term resources of the Company. In Europe, the Company is assisted by the government of various countries such as Austria, Germany

assisted by the governments of various countries such as Austria, Germany, Switzerland, Poland, and the Czech Republic, in the form of subsidies for payrolls, and tax relief. In Germany where the Company has

conducting GHG Accounting for organisations, products, and events in accordance with the GHG Protocol and ISO standards. She has also assisted a wide range of clients to receive carbon neutral certifications

complement training by periodic, externally facilitated board evaluations. This adds credibility to what is an internal process, which should be dislosed to shareholders. Boards should put in place procedures