came from the working capital of Karmarts Public Company Limited. 6. Directors who are the vested interests : Mr. Parit Teekakirikul Exited from the meeting room and cast no vote. 7. Opinion of the Board

conducted sustainably, will help push forward the achievement of the 2030 SDG Agenda, which is increasingly becoming more urgent.” She added, “We are thrilled to have worked with the Security and Exchange

the 2030 SDG Agenda, which is increasingly becoming more urgent.” She added, “We are thrilled to have worked with the Security and Exchange Commission of Thailand, UNDP Thailand and our long-term

total loans, increasing from 2.9% at the end of 2020. The increase is from the retail lending segment mainly from loans which exited the relief period. The Bank closely monitors the asset quality of all

risks or under-performance 2.3.3.3 capitalizing on unexpected positive impacts. 2.3.4 The Enterprise includes the positive and negative impacts from exited activities/projects in its overall assessment of