Offeror : NHCT Co.,Ltd. | Date of submission of the Statement of Intention : 05/08/2008

the engagement team; (b) having the competence and capabilities, including sufficient time, and the appropriate authority to perform EQR; (c) complying with relevant ethical requirements, including in

AQIs ) 1 % 2564 2563 1 (Leadership Responsibilities for Quality within the Firm) ( ) (1) 2 (Relevant Ethical Requirements) ( ) (3) 3 (Acceptance and Continuance of Client Relationships and Specific

2562 1 (Leadership Responsibilities for Quality within the Firm) ( ) (2) 2 (Relevant Ethical Requirements) ( ) ( ) 3 (Acceptance and Continuance of Client Relationships and Specific Engagements) (1) (3

selection will be based on knowledge and expertise in the capital market, other related experiences that will be beneficial to the position as well as good governance and ethical behaviors.Those interested

?s selection will be based on knowledge and expertise in the capital market, other related experiences that will be beneficial to the position as well as good governance and ethical behaviors.Those

Mutual funds % of Investors 43% 28% 18% 11% Over 40% of investors have low saving rates and mainly rely on insurance—resulting in limited saving adequacy Retirement saving adequacy 13 Safe assets

contributing to the long-term success and performance of the company. Other factors relevant to a company’s decision- making processes, such as environmental, anti-corruption or ethical concerns, are considered

commits to social, environmental, ethical and transparency requirements, which include working hours, prohibition of child labour, management of hazardous substances, conflicts of interest and economic

historical returns Maximum Withdrawal rate for a 30 year period, with the starting point varying by year The idea of “safe” was measured by the likelihood that you would still have money left after 30 years