Boonterm kiosk, the company has developed an intelligent kiosk that adds functionality of selling SIM cards, and authentication services (e-KYC) to support the opening of electronic bank accounts and SIM

E_1 Legal_FA_2015_12_29-c A brWCorpL.1hig A Executive Summary Management Discussion and Analysis For the Quarter Ended June 30, 2018 The Thai economy in the second quarter of 2018 gained further traction from the first quarter. The ongoing economic rebound was mainly driven by exports and tourism, whereas domestic spending and investment only gradually picked up. Still, the economy has yet to see strong across-the-board growth. The business sector remained challenged by new modes of competition...

: Adopting modern world-class technology to make KBank the top regional financial service provider 3.3 Customer Segments and Services KBank continues to gear up for being a Regional Digital Bank. To this end

E_1 Legal_FA_2015_12_29-c A CorpL4.1hig A Executive Summary of Management Discussion and Analysis 1 For the Year Ending December 31, 2019 Thai economy in 2019 showed decelerating growth at 2.4 percent compared to 4.2 percent in the previous year.The slowdown could be attributed to exports which contracted further due to the stronger Baht and a global economic slowdown. In addition, the investment environment of both the public and private sector remained weak, and private consumption, albeit gro...

both financial and non-financial services, as we continue to gear up for being “The Bank of AEC+3” along with being a Regional Digital Bank. We have established our business direction primarily by

ผู้ให้บริการทางการเงินชัน้น าในระดบัภมูิภาค 11 3.3 กลุ่มลูกค้าและการให้บริการ ธนาคารยงัคงเปา้หมายในการเป็นธนาคารแหง่ภมูิภาค (Regional Digital Bank) โดยมุง่ขยายบริการทางการเงิน อย่างครอบคลมุถึงลูกค้าใน

E_1 Legal_FA_2015_12_29-c A CCoorrppLL44..11hhiigg A Executive Summary Management Discussion and Analysis For the Quarter Ended June 30, 2017 The global economy in the second quarter of 2017 maintained its growth momentum. Similarly, Thailand’s major economic indicators continued to exhibit growth, as evidenced by brighter exports, government spending and private spending on certain items of durable goods. The Thai economy hence showed ongoing improvement from the first quarter. Nonetheless, the...

การลงทุนของภาคเอกชน ขณะที่การขยายตัวของการบริโภคภาคครัวเรือนถูกกดดันจากหนี้ครัวเรือน ที่อยู่ในระดับสูง ในด้านการแข่งขัน ธนาคารพาณิชย์ต่างแข่งขันกันพัฒนาผลิตภัณฑ์และบริการผ่าน Digital Bank และพัฒนา รูป

strategy of expanding business operations in other AEC+3 countries, we aim to become “The Regional Digital Bank” through our three-pronged initiatives as follows: 1) Conventional Track: We remained committed

operations in other AEC+3 countries, we aim to become “The Regional Digital Bank” through our three-pronged initiative as follows: 1) Conventional Track: We remained committed to expanding our business network