Bitcoin or Gold for a Diversifier? Tales of Before and During COVID-19 Crisis Financial Literacy and Fintech Adoption for Quality of Life Yosuke Kakinuma Chiang Mai University Business School SEC

To break or not to break: Evidence from price discovery process of Thai stocks during the pre-opening of each trading session To break or not to break Evidence from price discovery process of Thai

, PDI stopped its mining activities in 2016 and ceased conventional zinc business by the end of 2017. Whilst sustaining the zinc business as a trading business, PDI reassessed its business structure to

period ended March 31, 2020, the Company’s gross profit was THB 57.22 million or equivalent to the gross profit margin of 25.43 percent, whilst in the same period of last year, the Company’s gross profit

ended 30 September 2020 1,104 536 3. Business Outlook The overall domestic Hot Rolled Steel consumption reduced by 28% during the 3rd Quarter 2020, while imports declined by 46%, the domestic production

. Revenue from sale of goods declined by 4.9% from THB 262.0 million to THB 249.1 million. Whilst revenue from rental and rendering of services increased 15.0% from THB 26.7 million to THB 30.7 million due to

the same period last year. Revenue from sale of goods declined by 10.6% from THB 236.1 million to THB 211.1 million. Other income decreased by 5.5% from THB 6.9 million to THB 6.5 million. Whilst

period last year. Revenue from sale of goods declined by 8.6% from THB 994.2 million to THB 908.5 million. Other income decreased by 30.6% from THB 28.5 million to THB 19.7 million. Whilst revenue from

1,140 million in the previous year. Sales income from chemical trading business grew 0.8% from THB 992 million to THB 1,000 million, while rental and service income decreased 9.5% from THB 121 million to

% from 3,740.45MB in 9M 2016 to 4,327.48MB in 9M 2017. The average LME zinc price during 9M 2017 sharply increased from 1,948USD/ton in 9M 2016 to 2,781USD/ton which compensated the decrease in sales