increase new target group of customers, higher personal expense for support sales growth as well as oversea business expansion. - Bad debt and Doubtful accounts The consolidated bad debts and doubtful

bad debt and doubtful accounts was mainly from the expansion of our loan portfolio and increased in writing off the bad debt. Moreover, the Company has developed a new collection to improve debt

, increasing by 19% y-y and 12% q-q. The increase of bad debt and doubtful accounts was mainly from the expansion of our loan portfolio. 4 - Finance Cost For the nine-month period of 2018, the Company recorded

up of Allowance for Doubtful accounts and loss from investments which increased by 112.24 million Baht from last year and the increase in sales and administration cost to support the expansion of

was 236.56 million baht, the selling and administrative expense was 138.03 million baht and bad debts and doubtful accounts expense was 29.56 million baht. The Total Assets was 48,976.18 million baht

236.56 million baht, the selling and administrative expense was 138.03 million baht and bad debts and doubtful accounts expense was 29.56 million baht. The Total Assets was 48,957.20 million baht, the

, financial cost was 247.17 million baht, the selling and administrative expense was 139.38 million baht and bad debts and doubtful accounts expense was 40.81 million baht. The Total Assets was 50,047.26

247.17 million baht, the selling and administrative expense was 139.38 million baht and bad debts and doubtful accounts expense was 40.81 million baht. The Total Assets was 50,047.26 million baht, the

selling and administrative expense was 147.18 million baht and bad debts and doubtful accounts expense was 59.58 million baht. The Total Assets was 50,893.33 million baht, the total liabilities was

administrative expense was 147.18 million baht and bad debts and doubtful accounts expense was 59.58 million baht. The Total Assets was 50,893.33 million baht, the total liabilities was 43,703.96 million baht and