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and business opportunities in each individual sector and area across all industries. In parallel, we focused on the development of technological solutions with the aim of becoming “Customers’ Life
6 3.1 Sustainable Development and Corporate Governance 6 3.2 Business Directions of KASIKORNBANK and the Wholly-owned Subsidiaries of KASIKORNBANK 7 3.3 Customer Segments and Services 8 3.4 Service
Digital Risk Management 18 Strategic Risk Management 19 3. Business Directions and Operations of Core Businesses 21 3.1 Sustainable Development and Corporate Governance 21 3.2 Business Directions of
policy in the Digital Economy operation plan. Therefore, the bank pays attention to the innovation products development and digital financial services for provide the time saving to the customers, expense
policy in the Digital Economy operation plan. Therefore, the bank pays attention to the innovation products development and digital financial services for provide the time saving to the customers, expense
2013-2015 37 kEY ACHiEvEMENTS 46 THE 20TH ANNivERSARY HiGHliGHTS 48 TwO dECAdES OF THE THAi CApiTAl MARkET dEvElOpMENT AppENdiCES 54 STATiSTiCAl HiGHliGHTS 79 REpORT OF THE SEC BOARd ON iNTERNAl CONTROl