transactions conducted between authorized money changers and commercial banks can be made with Thai Baht banknotes and via electronic means, namely credit card, debit card or electronic transfer of Thai Baht via
Management and Risk Factors 8 2.1 Overall Risk Management 8 2.2 Risk Management 11 Credit Risk Management 11 Market Risk Management 15 Liquidity Risk Management 17 Operational Risk Management 18
. 3) K-Payment Gateway: We enhanced service efficiency for bill payment with credit and debit cards online, and had in place a security system to assure merchants of easy, convenient and complete
within the set target. In this quarter, our credit cost stood at 1.58 percent, lower than 1.81 percent in the previous quarter and 1.72 percent in the same period of last year. At the same time, our
organizations under this category. (3) Regulated Payment Services such as debit cards, credit cards, ATM cards, electronic funds transfers currently used by commercial banks and non-bank operators. As a payment
data capture (EDC) to accommodate payment with credit/debit card and QR code as well as via Alipay and WeChat Pay applications and Big C Wallet. Small and Micro Business KBank has supported our
Management and Risk Factors 7 2.1 Credit Risk Management 7 2.2 Market Risk Management 7 2.3 Liquidity Risk Management 8 2.4 Cyber Risk Management 8 3. Business Directions and Operations of Core Businesses 9
. Teaming with our business partners to expand payment channels, we pioneered the use of EDC machine for Easy Pass top-up via credit and debit card as well as QR code at established service points
ratio in this quarter stood at 49.31 percent. KBank also set aside a higher expected credit loss of Baht 3,047 million compared to the preceding quarter, with prudent consideration of factors in line with
via the bank and direct debit / direct credit and an automatic transfer system (ATS). 4.2 Insurance Services, the bank has provided the life insurance and non-life insurance brokerage which had the