Type of securities : Common share | Effective Date : 19/01/2024 | Close Selling Date : 02/02/2024

ประเภทหลักทรัพย์ : หุ้นสามัญ | วันที่มีผลใช้บังคับ : 19/01/2567 | วันที่ปิดการขาย : 02/02/2567

Currently, securities companies provide margin loan services to investors to enhance opportunities for higher returns on investments. However, the SEC has observed that many stocks used as

actual credit loss and expected credit loss to administrative expenses, effective since the 1st quarter of 2021. Finance costs In 3Q2021, finance costs were THB 0.09 million, increased by THB 0.02 million

, administrative expenses were THB 39.92 million, increased by THB 13.71 million or +52.31% YoY mainly due to the reclassification of both actual credit loss and expected credit loss to administrative expenses

cash flow status is attributed to a strong business performance of the group and an effective credit management for both customers and suppliers. Cash Flow from Investing Activities As of 30 September

completed and have not yet started contributing to the earnings Debt Maturity Profile as on 31 Mar, 2018 Fixed = 61% Floating =39% Effective Finance Cost 3.74% Credit Rating: A+ with positive outlook by TRIS

, 2017, were issued to improve regulations, procedures and conditions for conducting business of credit card and personal loan under supervision, effective September 1, 2017, with salient points as follows

management policy. This strategy must enable effective analysis, assessment, evaluation and monitoring of risk management.  Credit Risk Management Sub-committee and Corporate Governance Committee oversee

interest income and fee income related to loan was calculated using the effective interest rate (EIR) method, as well as reduction in contributions to the Financial Institutions Development Fund (FIDF