-financial-innovation Nakarin Amarase, Ph.D. Head of External Affairs, Corporate Strategy Function, Siam Commercial Bank PCL. SEC Capital Market Symposium 2023 Financial Innovation Economic Growth Creativity

additional investment to upgrade office building’s facilities. - Administration expenses increased due to additional headcount required for the succession plan. Extraordinary items included 15.2 million baht

. Meanwhile, KBank has placed our focus on upgrade of digital risk management capabilities along with continual monitoring of developments, to be in line with KBank’s objectives and the overall work plan which

by 3.4 mil. baht. - Total expenses increased 9% mainly due to: 1) Cost of rental and service was up by 2.6 mil. baht or 7% as depreciation expenses increased from investment to upgrade office buildings

the sale growth of products during the period as compared. However, the Company has shown continuing effort to improve its net profit margin and is still expecting for an upgrade performance in the

consideration for the second half of the year and is still aiming for an upgrade performance in the new coming years. Please be informed accordingly Sincerely Yours, ----------------------------------- (Mr

continually and closely monitoring the trend to improve its net profit margin and is still expecting for an upgrade performance in the upcoming year. Please be informed accordingly Sincerely Yours

มาบริษัทได้ด าเนินการ upgrade ลูกค้าท่ีใช้บริการ 3BB เดิมจากเทคโนโลยี xDSL มาเป็น FTTx ณ สิ้นไตรมาส 2 ปี 2562 ลูกค้าท่ีใช้บริการ 3BB มีจ านวนท้ังสิ้น 3.10 ล้านราย ในจ านวนนี้เป็นลูกค้าท่ีใช้บริการ FTTx

ท่ีผ่านมาบริษัทได้ด าเนินการ upgrade ลูกค้าท่ีใช้บริการ 3BB เดิมจากเทคโนโลยี xDSL มาเป็น FTTx รวมท้ังมี การออกแพคเก็จ 3BB Fiber ท่ีหลากหลายเพื่อเพิ่มทางเลือกให้แก่ลูกค้า ณ สิ้นไตรมาส 3 ปี 2562 ลูกค้าท่ี

E_1 Legal_FA_2015_12_29-c A WWCCoorrppLL44..11hhiigg A Executive Summary 1 Management Discussion and Analysis For the Year Ended December 31, 2017 In 2017, Thai economic growth gained traction, buoyed by strong recoveries in tourism and exports. This growth momentum is expected to carry on into 2018, especially amid a brighter outlook in public and private investment. Nonetheless, the business sector remained challenged by new modes of competition in a broader marketplace amid the advancing digi...