Management and Risk Factors 8 2.1 Overall Risk Management 8 2.2 Risk Management 11 Credit Risk Management 11 Market Risk Management 15 Liquidity Risk Management 17 Operational Risk Management 18
organizations under this category. (3) Regulated Payment Services such as debit cards, credit cards, ATM cards, electronic funds transfers currently used by commercial banks and non-bank operators. As a payment
data capture (EDC) to accommodate payment with credit/debit card and QR code as well as via Alipay and WeChat Pay applications and Big C Wallet. Small and Micro Business KBank has supported our
transactions conducted between authorized money changers and commercial banks can be made with Thai Baht banknotes and via electronic means, namely credit card, debit card or electronic transfer of Thai Baht via
. Teaming with our business partners to expand payment channels, we pioneered the use of EDC machine for Easy Pass top-up via credit and debit card as well as QR code at established service points
transactions via all digital banking channels. 3) K-Payment Gateway: We enhanced service efficiency for bill payment with credit and debit cards online, and provided a security system to assure merchants of easy
within the set target. In this quarter, our credit cost stood at 1.58 percent, lower than 1.81 percent in the previous quarter and 1.72 percent in the same period of last year. At the same time, our
. 3) K-Payment Gateway: We enhanced service efficiency for bill payment with credit and debit cards online, and had in place a security system to assure merchants of easy, convenient and complete
numbers, total adjustment amount, without double counted debit and credit sides, is 1.08 hundred billion THB. The amount for Singapore study without double counted debit and credit sides is 3.96 hundred
Changes 5 2. Risk Management and Risk Factors 8 2.1 Overall Risk Management 8 2.2 Risk Management 12 Credit Risk Management 12 Market Risk Management 15 Liquidity Risk Management 16 Operational Risk