2022 Agenda THE EVIDENCE ON THE GREEN BOND PREMIUM IN ASIA-PACIFIC AND EUROPEAN MARKETS l Page 2 I. Introduction of Green Bond II. Approaching Green Bond Premium III. Result Summary IV. Conclusion

health consciousness. This will create a demand for wellness. As the wellness business has yet to operate, it incurred pre-opening expenses. MK was careful in controlling costs of goods sold and operating

reduced when approaching the second year. Average number of insured persons remained on the rise from approximately 176,500 persons as of 3Q18 to 188,400 persons as of 3Q19. Mostly, the increase was

allowed check-up items for each insurer decreased when approaching the second year. Average number of insured persons remained on the rise from approximately 173,500 persons as of 2Q’18 to 187,300 persons

in occupancy rate and revenue per available room or RevPar, resulting in greater revenues. On a QoQ basis, performance of hotel business grew by 16%, upon approaching high seasons of Thailand’s tourism

level of the Company and subsidiaries to be consciousness and values in working with honesty, transparency, clarity and verifiability without any actions constitute to corruption directly and indirectly

trends towards light-weighting, use of sustainable materials, increasing levels of consciousness for personal hygiene and change in choice of personal wear, specially by the younger generation. From a

. There may in some cases be a tendency to focus more on the interests of those drawing benefits already or those who will shortly begin to do so; this tendency must be countered by a consciousness of the

Japan saw an increase in electricity sales by 8 Million kWh (+119%) from an increase in average irradiation hours, as Japan is approaching Summer, leading to lower snowfall, combined with the Nagi

from Q1/2020 due to higher electricity dispatch corresponding higher water level and rainy season approaching and lower financing costs from lower interest rate. Nava Nakorn Electricity Generating Co