% 38% 110% 11% 0% 20% 40% 60% 80% 100% 120% Energy Health Finance Property Electronic ICT Commerce Hotel Transport Food SET Index Forward EPS Growth https://www.sec.or.th/TH/Documents/Seminars/seminar
with the sponsoring employer; in defined contribution pension schemes, the risk of financial underperformance by the assets rests with the individual beneficiary. Fiduciaries will need to be conscious of