fragile, others remained mired in uncertainty in terms of new modes of competition, a broader marketplace within the ASEAN Economic Community (AEC) and the digital age, along with external changes

ไทย (fair competition) และให้ผู้ลงทุนมทีางเลือก (investor freedom) ในการลงทุนในผลิตภัณฑ์ในตลาดทุน ทีเ่ป็นสกุลเงินตราต่างประเทศผ่านช่องทางที่หลากหลาย ประกอบกับให้ผู้ลงทุนได้รับข้อมูลและค าแนะน า เกี่ยว

constrained by high household debt. Fierce competition continued and each bank attempted to develop products and services to serve customers through digital channels. New business models, together with insights

sector remained challenged by new modes of competition in a broader marketplace amid the advancing digital age and its rapid pace of technological advancement. Businesses have also had to cope with Thai

, and the strong market competition had forced the company to offer alternative products with cheaper unit price for several major projects resulted in lower sale revenue from the projects, as a result

of digital technology, which has shaped a new trend of consumption amid intensified borderless business competition via digital channel. To brace for these numerous challenges, KBank prioritizes the

market competition - The company has cost of sales of 2,371.31 million baht or 83.87% of sales compared to the same period of 2018 which has cost of sales 2,811.00 million baht or 87.73 of sales due to

competition of BOPA Film. 2. Sales cost to revenue ratio decreased by 2.68% (from 96.43% to 93.75%) due to production efficiency control. 3. Sales and administrative expense decreased by 5.07 million baht (from

, due to intensified market competition on restaurant business. 2. The Company’s cost of goods sold in the 2nd quarter of 2019 was Baht 157.76 million, decreased by Baht 27.31 million, or 14.75% from the

same level as the previous year. - Profit before income tax expenses was down by 32% from 59.7 mil. baht to 40.3 mil. baht mainly due to eroding gross profit from Chemicals business as competition