-spending credit card customers with strong repayment capacity. The personal loan receivables of 43,069 million baht remained stable, due to more customers participating in debt restructuring loan program

- on-year by Baht 1.21 million or 7.65%. It was mainly due to a decrease in donation to NSTDA by Baht 1.79 million upon the Company’s fulfillment of the charitable donation requirement of the investment

interest; 4. Conduct or cooperate with other charitable organizations. for public benefit; and 5. Do not engage in any political activities. Governance The Company is aware of the industry risks, therefore

with other charitable organizations. for public benefit; and 5. Do not engage in any political activities. Governance The Company is aware of the industry risks, therefore, we place importance to

, including granting scholarships and/or donations to students and/or schools; 3. Develop Thai society and promote and support general public interest; 4. Conduct or cooperate with other charitable

interest; 4. Conduct or cooperate with other charitable organizations. for public benefit; and 5. Do not engage in any political activities. Governance The Company is aware of the industry risks, therefore

management mandates at other companies, as well as significant roles on non-profit/ charitable organisations; d) factors affecting independence, including relationship/s with controlling shareholders; e

) Derivatives, each coming with its own strong market position. The acquisition comes with its own strong R&D and technical capabilities apart from portfolio of about 900 patents and other intellectual properties

convenience to donors in donating money to charitable organizations linked to the Revenue Department’s e-Donation system.  Corporate Business KBank is determined to meet all of our corporate customers

cause of change as follow: 1. Sales Revenue decreased by 139.64 million baht or 7.49% from 1,863.61 million baht in 2018 to 1,723.97 million baht in 2019 due to sales volume decrease, from strong