diverging monetary policies, businesses may have to contend with Thai Baht volatility and rising interest rate trends. Given the changing customer behavior amid new technologies, regulatory changes and
processes have also been reviewed and enhanced together with our funding structure in response to changing market conditions and liquidity in the banking system, so that we are able to cope with the ever
management. Furthermore, KBank enhanced processes and statistical models for stress testing in keeping with the changing economic conditions and risk trends. We also put in place guidelines for handling
. Liquidity risk management processes have also been reviewed and enhanced together with our funding structure in response to changing market conditions and liquidity in the banking system, so that we are able
enhanced our service capabilities via branches and other service channels in sync with changing consumer behavior, as evidenced by the increased use of digital banking services. Our focus was on the
in order to empower every customer’s life and business, we recognize the importance of digital financial technology’s role vis-à-vis changing consumer behavior in using services, especially amid the
consumer protection and customer privacy, taking into account the changing customer expectations for greater convenience and speediness over omni-channel. Beyond the above strategies, we focus on proactive
. 12 Source: Bloomberg Historical volatilities presented by using 3-month rolling volatility. Note: we’ve checked for robustness by changing the calculation windows and option features (moneyness, time
also creating innovative products and comprehensive services in keeping with changing customer expectations regarding financial services, with ever-greater consideration of consumer protection and
Life Assurance Public Company Limited and our business partners, for service quality improvements in order to deliver an excellent customer experience. In keeping with changing customer expectations, we